too early to think abt retirement? think again. we work hard for what then? mestilah pikir utk anak-anak kan…tapi on top of that, utk hari tua betul tak. we buy properties-rumah, rumah sewa, unit trusts, insurance policy, semua tu actually persediaan utk hari when we can finally lay back & rest after work hard our whole ‘zaman muda’!
well, no harm to try this out. how much you actually need when you are abt to retire. at least boleh la start pikir-pikir dari sekarang camna nak make money, then how to make the money work for you.(this part you can ask a financial planner – saya la tu, insya allah 2 3 yrs lagi) how to know what’s your number / how much money you need for retiring accordingly to your dreamsss…
1. bukak website whatsyournumber
2. click on Interactive Retirement Activities -> Retirement Calculator
3. try put on numbers which u might spend during that age, then next, and next, and next! remember that our inflation is between 3-4% now, so 20 yrs from now is likely 6-7%.
YEY!~ there is your number. My Retirement Number is RM7,506,860. huhuhuhu.
now, barulah boleh pikir, mana nak carik 7Million. betul tak? see, bila buat ni baru lah tahu that i need 7Million in order to retire as I wish.
dont worry, I still have 28yrs to gambaru accumulate 7M. wohoo~~
what’s your number?
